312 Nigerians are already on the Habour waitlist
Launching in Nigeria · Early Access Open

Save daily.
Stay covered.
Withdraw anytime.

Habour is a health protection savings app for Nigerian gig workers. Save daily, access free telemedicine, and visit hospitals — your bill is covered up to your tier limit. Your savings never get locked.

🎉 You are on the list! We will notify you when Habour launches.

Free to join. No spam ever. Be first when we launch.

✓ No money locked
✓ Free doctor access
✓ Hospital bills covered by tier
✓ From ₦150/day
H
Habour
🔔
Good morning,
Felicia 👋
Health Wallet Balance
₦18,450
🥈 Silver Tier · ₦60,000 cover 74%
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Doctor
🏥
Hospital
💸
Withdraw
🔥
Saving Streak
Keep going for bonus coins!
21
Coverage Status
Active · Reliance HMO
🟢 Live
50M+
Nigerian gig workers
with no health cover
90.9%
Would use
Habour
₦150
Minimum daily saving
to get protected
0%
Said they would
not use it
How It Works

Built around how gig workers actually live.

No complicated forms. No hidden terms. Telemedicine access activates from Day 8. Hospital coverage activates from Day 30 of consistent saving.

1
Download Habour
Create your account in under 2 minutes. Fund your Habour wallet via bank transfer. No paperwork required.
2
Fund Your Wallet
Choose how much to save daily from ₦150. Top up your Habour wallet manually or set a bank transfer schedule. Simple and flexible.
3
5% Activates Cover
5% of your daily savings is forwarded to our licensed HMO partner as premium. The remaining 95% stays in your personal wallet.
4
See a Doctor Free
Tap See a Doctor anytime. Connect to a licensed Nigerian doctor via phone or video. Free with any active plan. Average wait under 60 seconds.
5
Hospital — Zero Billing
Show your Habour QR card at any network hospital. Your bill is covered up to your tier ceiling. No surprise charges. Ever.
6
Withdraw Anytime
Your 95% personal savings are never locked. Request a withdrawal and receive it in your bank account instantly.

You own your health. We protect it.

Your dedicated health protection app — built entirely around how Nigerian gig workers live and earn.

📱
Your App. Your Data.
Habour is entirely yours. Your health wallet, your savings history, and your coverage data all live in one dedicated place built just for this purpose.
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Your Money Stays Yours
Your 95% savings are always accessible. Habour is built on the principle that your money should never be out of reach. Withdraw anytime, no questions asked.
⚡
Works With Any Bank
Connect any Nigerian bank account. GTBank, Access, Zenith, UBA, Opay, Palmpay — Habour works with whatever account you already use daily.
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Real Insurance. Real Hospitals.
Our HMO partner holds a NAICOM licence and manages a real hospital network across Nigeria. This is not a promises product — it is regulated health coverage.
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Withdraw Whenever You Need To
Unlike traditional insurance your 95% savings are always accessible. Emergency at home? Withdraw instantly. Your protection does not punish you for life's surprises.
Coverage Tiers

The more you save, the more you get.

Telemedicine activates from Day 8. Hospital coverage activates from Day 30. Unused savings withdrawable anytime.

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Bronze
Save ₦150 – ₦499/day
Hospital Coverage
₦20,000
✓ 10 telemedicine consultations/month
✓ Outpatient consultations
✓ Lab tests & diagnostics
✓ Withdraw savings anytime
MOST POPULAR
🥈
Silver
Save ₦500 – ₦999/day
Hospital Coverage
₦60,000
✓ 10 telemedicine consultations/month
✓ Outpatient consultations
✓ Lab tests & diagnostics
✓ Minor procedures
✓ Withdraw savings anytime
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Gold
Save ₦1,000 – ₦1,999/day
Hospital Coverage
₦150,000
✓ 10 telemedicine consultations/month
✓ Full outpatient cover
✓ Specialist referrals
✓ Extended lab & diagnostics
✓ Withdraw savings anytime
💎
Platinum
Save ₦2,000+/day
Hospital Coverage
₦350,000
✓ 10 telemedicine consultations/month
✓ Comprehensive outpatient cover
✓ Priority specialist access
✓ Withdraw savings anytime
Validation Data

Real research. Real Nigerians. Real demand.

Before writing a single line of code we validated Habour with real Nigerian users. The numbers speak for themselves.

90.9%
said they would be likely or very likely to use Habour when the concept was explained to them
Primary validation survey · 22 Nigerian users · March 2026
69%
currently have no health insurance and 69% have personally struggled to pay for medical care
Primary validation survey · 22 Nigerian users · March 2026
50%
said they would save ₦500 or above daily if they knew their money was withdrawable anytime
Primary validation survey · 22 Nigerian users · March 2026
0%
said they would not use Habour when the product concept was clearly and fully explained
Primary validation survey · 22 Nigerian users · March 2026

Be the first covered
when Habour launches.

Join thousands of Nigerian gig workers waiting for health protection that actually fits their life. No lock-in. No jargon. Just cover.

🎉 Welcome to the Habour waitlist! We will be in touch soon.

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